Do you have a specific savings goal in mind or just an eye towards investing in your future? Whether collecting interest on a personal account, earning fixed interest on a CD or supplementing your savings with an IRA, Gold Coast Bank has a personal savings account to help get you there!


Personal Savings Account

  • Access to your funds 24/7
  • Free online banking services
  • Account subject to certain transaction limitations
  • $20 Monthly fee, waived with maintaining a $1,000 balance


  • Traditional Certificates of Deposit
  • Earn a guaranteed interest rate for the term of your CD
  • Terms ranging from 30 days to 60 Months


*Traditional IRA Plans

A Traditional IRA is a way to save for retirement that gives you tax advantages. Contributions you make to a traditional IRA may be fully or partially deductible, depending on your circumstances (Contributions are fully deductible for all individuals who are not active participants in employer-sponsored plans or for plan participants within certain income ranges.) Generally, amounts in your traditional IRA (including earnings and gains) are not taxed until distributed.

If you are under age 70 ½ , and you or your spouse earn taxable income, you qualify, with no income limitations.


A Roth IRA is an individual retirement account that offers tax-free growth and tax-free withdrawals in retirement. Roth IRA rules dictate that as long as you've owned your account for 5 years* and you're age 59½ or older, you can withdraw your money tax free. Withdrawals before age 59 ½ may be subject to taxes and penalty. IRA can be passed on to your beneficiaries, and their withdrawals will be tax-free. Contributions are not tax deductible.

*Income restrictions may apply.

Visit a local Gold Coast Bank branch and speak with a Representative for additional details and assistance with opening your account.

*Consult Your Tax Advisor Prior to Account Opening

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