Personal Loans 

 

Home Equity Lines of Credit

Looking to make home renovations, secure large purchases or pay for a child’s college tuition or wedding? Gold Coast Bank is here to help!
A Home Equity Line of Credit (HELOC) enables a homeowner to obtain funds by using a home as collateral. A HELOC is similar to a second mortgage but provides the flexibility of an available line of credit, when you need funds, similar to a credit card. A Home Equity Line of Credit is revolving, variable rate credit and is secured by your home. The amount you can borrow is based on the amount of equity you have in your home.

  • Access your money any time of day by simply writing a check
  • Pay interest only on the outstanding balance during the draw phase of the loan. In addition, you can make principal payments during the draw phase and have the amount of paid principal available for use
  • You can borrow up to 75% of the appraised value of your home less any first mortgage, up to $1,500,000
  • HELOCS are available on primary and vacation homes
  • Certain tax advantages may apply. Check with your tax advisor to determine your eligibility.
  • Other terms and conditions may apply

Credit Cards

Gold Coast Bank offers competitive Credit Card options to fit your specific needs with competitive rates and/or preferred points.

Auto Loans

Gold Coast Bank puts you in the driver’s seat when it comes to Auto Loans! We offer low, fixed rates that fit your budget to assist you in purchasing the vehicle that fits your life! Lower rates offered for automatic payments made from your Gold Coast Bank Account!

Overdraft Lines of Credit

Even when exercising care with your finances oversights happen! Did your check clear sooner than expected or your funds not become available as quickly as anticipated? Protect yourself from the inconvenience of a declined transaction, an overdrawn account and insufficient funds fees by taking advantage of Gold Coast Bank’s Overdraft Lines of Credit! We offer hassle free overdraft protection with an unsecured line of accessible credit (subject to credit approval).

Visit your local Gold Coast Bank branch and speak with a Representative for details and assistance with applying! 

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